Move Brasil 2026: Financing, Rates & How to Apply

Move Brasil 2026: Who Is Eligible and How to Apply for Financing

Understand Move BrasilUnderstand Move Brasil

What Is Move Brasil?

Move Brasil is a Brazilian Federal Government initiative offering special financing conditions to help transport professionals purchase newer, more efficient, and safer vehicles.

Who Can Participate?

The program is designed for taxi drivers, ride-hailing drivers, delivery workers, and motorcycle-app professionals. Eligibility requirements and qualifying vehicle types vary by professional category.

What Financing Is Available?

The program offers specific interest rates, financing limits, and repayment terms depending on the category. Separately, BNDES provides a fleet renewal financing program for eligible freight transport professionals purchasing new or used trucks.

How to Apply?

Check the requirements and register through gov.br/movebrasil. After the eligibility assessment, contact a participating financial institution. Final financing approval depends on the bank's credit evaluation.

Which program fits your needs?

Taxi and ride-hailing drivers

Eligible new cars up to R$200,000 (invoice). Apps: 6 months on one platform, 100 rides. Taxis: separate registration and tax rules.

Couriers and motorcycle drivers

Apps: 6 months/100 completed jobs; CLT: 6 months with same employer. Category A licence; eligible vehicles only.

Truck drivers

Separate new/used truck loans for owner-operators and freight firms. Tech/emissions rules; use a BNDES-accredited bank.

Move Brasil Interest rates,terms and limits

Figures published by the Brazilian Ministry of Development, Industry, Trade and Services (MDIC) as of September 2026. These are stated interest-rate ceilings; actual credit approval depends on the lender.

Vehicle Type

Maximum Monthly Interest Rate · Men

Maximum Monthly Interest Rate · Women

Maximum Loan Term

Maximum Principal Grace Period

Notes

0.99%

0.91%

84 months

6 months

The invoice price of an eligible new car must not exceed R$200,000.

0.99%

0.91%

48 months

2 months

Different financial-charge conditions may apply to legal entities.

Variable rate · Check with the bank

60 Month

6 months

Check detailed rates and current availability

Variable rate · Check with the bank

60 Month

6 months

Check detailed rates and current availability

Variable rate · Check with the bank

60 Month

6 months

Check detailed rates and current availability

The invoice price of an eligible new car must not exceed R$200,000.

Maximum Monthly Interest Rate · Men

0.99%

Maximum Monthly Interest Rate · Women 0.91%

Maximum Loan Term 84 months

Maximum Principal Grace Period 6 months

Different financial-charge conditions may apply to legal entities.

Maximum Monthly Interest Rate · Men

0.99%

Maximum Monthly Interest Rate · Women 0.91%

Maximum Loan Term 48 months

Maximum Principal Grace Period 2 months

Check detailed rates and current availability

Maximum Monthly Interest Rate · Men Variable rate · Check with the bank

Maximum Monthly Interest Rate · Women Variable rate · Check with the bank

Maximum Loan Term 60 Month

Maximum Principal Grace Period 6 months

Check detailed rates and current availability

Maximum Monthly Interest Rate · Men Variable rate · Check with the bank

Maximum Monthly Interest Rate · Women Variable rate · Check with the bank

Maximum Loan Term 60 Month

Maximum Principal Grace Period 6 months

Check detailed rates and current availability

Maximum Monthly Interest Rate · Men Variable rate · Check with the bank

Maximum Monthly Interest Rate · Women Variable rate · Check with the bank

Maximum Loan Term 60 Month

Maximum Principal Grace Period 6 months

Move Brasil how to apply

01 Choose the correct financing program

First identify whether you are a ride-hailing driver, taxi driver, delivery courier, motorcycle driver or freight transporter. Use the official MDIC website（www.gov.br/mdic/pt-br/assuntos/sdic/move-brasil）to review your eligibility and the list of qualifying vehicles.

02 Register using your gov.br account

For car and motorcycle financing, open gov.br/movebrasil, sign in with your gov.br account and authorize the required data checks. This is the official eligibility application channel.

03 Check your eligibility result

Eligibility assessments for taxi, ride-hailing and courier programs generally take up to 10 business days. Track the status in the official system. Eligibility approval is not a loan approval.

04 Contact an accredited bank or car dealer

For car financing, eligible applicants can contact a participating dealership or a BNDES-accredited bank. For motorcycle financing, consult the institutions listed by MDIC. Request a quotation and compare total borrowing costs, down payment, instalments, insurance and guarantees. The bank decides whether to extend credit.

05 Check the vehicle and contract before signing

Check that your chosen vehicle appears on the official list. Read the full contract, including interest rates, payment amounts, repayment period, grace period and consequences of late payment. Do not pay advance fees to supposed intermediaries.